Will Insurance Rates Increase Following Car Accident Claim?

insurance rate of car accidentAt the time of a motor vehicle accident, there are a number of factors to consider. First is whether you have sustained any personal injuries and if you require medical attention. Second if the condition of your vehicle – can it be driven or does it need to be towed?


Parties routinely engage in a discussion as to whether they should report the claim to their insurance carrier or handle the matter privately. This is a mistake and you should never fail to report an accident to your insurance carrier for any reason. Your insurance policy contains a provision that states if you fail to report an accident, it is considered a material breach of contract and the entire policy of insurance can be voided.


The main motivation parties have in trying to avoid filing a claim is that they fear their insurance rates will increase. Florida statute claims is Florida Statutes 626.9541(1)(o) answers this question quite capably, stating that an insurance carrier cannot increase your premium unless you were substantially at fault for the accident.


Personal Injury of Florida are the finest Palm Beach Garden FL accident attorneys in practice and should be your first phone call following a motor vehicle accident. Consulting with and retaining the attorneys at Personal Injury of Florida will provide you with the representation you need to deal with insurance carriers, medical offices and opposing counsel during the course of your case. Retaining an attorney empowers you and gives you the confidence that you are represented by knowledgeable attorneys who will fight for your rights and make certain that your insurance premium is not increased by notifying your insurance carrier in writing that you were not substantially responsible for the accident.


Call 844-355-PIFL today and schedule your free consultation with the best Palm Beach Garden, FL accident attorneys today – Personal Injury of Florida.